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Marie Hoskins, REALTORŽ, real estate agent and broker for Salem and Keizer Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Welcome! Here You Can Find Great Information on Salem and Keizer, Oregon Real Estate

Looking for homes? Search everything the web has to offer, right here! Don't miss our Feature Homes.

Need local real estate information? We've summarized much of what is important about the Salem and Keizer real estate market in this site.

Need expert advice? No web site, large or small, can take the place of a top Realtor. Not even ours! This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job.

Contact us with confidence! We guarantee your privacy will be respected. And we offer the services on this site for free and without obligation. Why? We want to be YOUR Realtors. As your trusted, professional real estate partners, we will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible.

Buying and selling a home is one of the biggest events in your life. As top Salem and Keizer Realtors, we have the experience and track record you are looking for. Please let us help.

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School Reports in Salem and Keizer, Oregon

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Oregon Public, Private and Charter Schools: Compare them using these top-rated, comprehensive reports.

Schools in Salem and Keizer

Financing Your Home >Owner Financing

If you are selling a house in which you have a lot of equity, and you don't need that equity to buy a new home, an owner-financing agreement may benefit you and your buyers.

Seller financing arrangements usually involve the buyers securing the largest portion of their purchase money from a mortgage company and getting a smaller second loan from the sellers. For example, they may finance 75% from a lender, put in 15% from savings, and ask the sellers to finance the remaining amount. The terms and interest rates on seller carry-backs are negotiated on a case-by-case basis.

Sellers may be able to negotiate a note that provides a better return on their money than 1-to-5 year CD's or treasury notes. They should ensure that the note protects them to the fullest. Use common sense when considering such a loan, and verify the buyers' income, credit history, and job stability before making your final decision.

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Q	What land did the U.S. Government buy for $7.2 million?
A	In March 1867, the US bought all of Russian America (Alaska) from Russia.
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Marie Hoskins
Prudential Estate Professionals
340 Vista Ave SE
Salem, OR. 97302
503-945-0263
1-800-255-1909 x1129
Fax: 503-315-2871
Email: MarieHoskins@NUMBER1EXPERT.com

Marie Hoskins is a top producer in the Salem area. Her sensitivity, enthusiasm, and energetic approach to home buying and selling is a key element that her client's recognize as exceptional. Every client receives the attention to detail that is necessary for a smooth transaction. Marie's goal is to exceed all of her clients expectations to such an extent that they will make her their Real Estate Consultant For Life! Call or email her today!

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