Salem and Keizer real estate and homes for sale in Oregon, Investment property, and first time home buyers - Marie Hoskins, REALTOR® Marie Hoskins REALTOR(r) for Salem and Keizer, Oregon real estate, Investment property, and first time home buyers - NUMBER1EXPERT™ Marie Hoskins NUMBER1EXPERT(tm) for Salem and Keizer, Oregon real estate, Investment property, and first time home buyers
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Marie Hoskins, REALTORŪ, real estate agent and broker for Salem and Keizer Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
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Real Estate Tips
Insurance >Do You Need Mortgage Protection

If you have a mortgage on your home, you may have received several offers from insurance companies that sell coverage to pay off your mortgage in the event you die unexpectedly. Although insurance in general is a good idea, mortgage insurance is usually a poor value in most cases.

If you read the large print, it appears that the policy will protect your family if you die before your mortgage is paid off. All you have to do is fill out the paperwork, have a physical exam, and pay a little more each month. The fine print, however, may limit the coverage relating to accidental death. If there are two people on the deed of trust, the policy may pay only half if one of them dies.

When considering mortgage insurance, call a good insurance agent before you send in your forms. Insurance experts usually advise against separate policies to cover various contingencies. A regular term life insurance policy equal to the amount of your mortgage will probably offer you a lot more coverage for your money.

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Real Estate Trivia
Q 
At the doors of what famous temple do you find yourself when you climb the 'Stairway to Heaven'?

A 
The Temple of Heaven in Beijing, China, attracts the local faithful and tourists.
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Marie Hoskins, REALTORŪ, real estate agent and broker for Salem and Keizer Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Marie Hoskins
Prudential Estate Professionals

340 Vista Ave SE
Salem, OR. 97302
503-945-0263
1-800-255-1909 x1129
Fax: 503-315-2871
Email: MarieHoskins@NUMBER1EXPERT.com

Marie Hoskins is a top producer in the Salem area. Her sensitivity, enthusiasm, and energetic approach to home buying and selling is a key element that her client's recognize as exceptional. Every client receives the attention to detail that is necessary for a smooth transaction. Marie's goal is to exceed all of her clients expectations to such an extent that they will make her their Real Estate Consultant For Life! Call or email her today!


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