Salem and Keizer real estate and homes for sale in Oregon, Investment property, and first time home buyers - Marie Hoskins, REALTOR® Marie Hoskins REALTOR(r) for Salem and Keizer, Oregon real estate, Investment property, and first time home buyers - NUMBER1EXPERT™ Marie Hoskins NUMBER1EXPERT(tm) for Salem and Keizer, Oregon real estate, Investment property, and first time home buyers
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Marie Hoskins, REALTORŪ, real estate agent and broker for Salem and Keizer Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)
All agents are NOT alike! Find out why we are top real estate experts. Call us: 503-945-0263.


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My Special Offers: Salem and Keizer Oregon home buying, real estate listings, and homes for sale in Marion                         County, OR
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Buyers Want Your Home for as Little as Possible.
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I add my newest homes and other real estate listings to this web site first. It can be some time before they appear in the MLS.
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Real Estate Tips
Financing Your Home >Home Free

Conventional wisdom says, "Don't pay off your mortgage early." Are you foolish to consider an early payoff? Absolutely not! By adding just $50 to $100 to your mortgage payment every month, you can save thousands of dollars in interest, pay off your loan quicker, and eliminate a major monthly expense.

The argument usually given against paying off a mortgage early is that you can make investments with your extra cash, such as mutual funds, stocks or bonds, which pay higher returns. This approach enables you to take the mortgage interest deduction and have easy access to your money, in case you need it. These are all definite pluses, but are not guaranteed savings results.

Any extra income which an investment might generate above your home equity appreciation can be offset by a bad year in the investment market. Investment earnings can virtually eliminate the income tax advantage of your mortgage interest deduction, since stocks and bonds are likely to generate a fair amount of dividends, interest income and capital gains.

It isn't as simple as conventional wisdom--consult a financial expert.

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Real Estate Trivia
Q 
Originally incorporated under the name Georgiana, what is the oldest incorporated city in the United States?

A 
York, Maine, which received an English charter in March 1642, is the oldest incorporated city in the U.S.
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Marie Hoskins, REALTORŪ, real estate agent and broker for Salem and Keizer Oregon home listings, property and land for sale - NUMBER1EXPERT(tm)

Marie Hoskins
Prudential Estate Professionals

340 Vista Ave SE
Salem, OR. 97302
503-945-0263
1-800-255-1909 x1129
Fax: 503-315-2871
Email: MarieHoskins@NUMBER1EXPERT.com

Marie Hoskins is a top producer in the Salem area. Her sensitivity, enthusiasm, and energetic approach to home buying and selling is a key element that her client's recognize as exceptional. Every client receives the attention to detail that is necessary for a smooth transaction. Marie's goal is to exceed all of her clients expectations to such an extent that they will make her their Real Estate Consultant For Life! Call or email her today!


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